Paxmeet is a real-world social activity platform enabling users to host or join small-scale offline activities. We process three kinds of payments:
(1) user subscriptions for digital features,
(2) in-app promotional placements purchased by hosts, and
(3) entry pass charges collected from guests for host-led activities.

For paid activities, hosts complete KYC and bank verification to become vendors. Funds collected from guests are held until the activity ends, after which Paxmeet deducts commission and pays the remaining balance to the host. Refunds occur only when an activity is cancelled by the host or Paxmeet. All payments currently occur on our mobile apps.

Paxmeet is owned by Trigunaye Technologies Private Limited incorporated on 12 Sept, 2025.
Two equal owners - Abhay Agrawal and Ritik Mehra (Also, the Directors)
Date - 10 Dec, 2025

1. USER ROLES

Host

• Creates activities.

• Can sell paid entry passes.

• Must complete KYC + add bank details before accepting any payments.

• Receives payouts after Paxmeet deducts commission.

• Can purchase subscriptions.

• Host can be guest for other activities at the same time.

Guest

• Joins activities.

• Pays for entry passes (if paid).

• Can purchase subscriptions.

• Guest can be host for his/her activities at the same time.

2. PAYMENT USE CASES

2.1 Subscriptions (Autopay Enabled)

• Weekly, monthly, quarterly, half-yearly, yearly plans.

• AutoPay mandate required.

• Unlocks digital premium features.

• Payments collected fully by Paxmeet.

2.2 In-App Placements / Promotions
Paid visibility tools purchased by hosts:

• Banner Placement (Home page top)

• Featured Activity Placement

• Targeted Feed Promotions (country/state/city)

Flow:

1. Host selects promotion parameters.

2. Fee is calculated.

3. Host pays Paxmeet.

4. Promotion activates instantly.

2.3 Activity Entry Pass Payments (Guest → Host)

• Guests buy passes for paid activities.

• Host defines pricing and pass types (e.g., GOLD/SILVER).

• Payments collected via gateway.

• Paxmeet deducts platform commission after activity completion.

• Host receives remaining payout.

Refund logic:

• Only allowed when host or Paxmeet cancels the activity.

• Might introduce partial or full refunds later even if guest cancels.

3. ACTIVITY TYPES
   Small-scale offline activities:

• Houseparty, Cafe Hopping, Dinner, Lunch

• Sports, Travel, Meetups, Networking

• Arts, Workshops, Custom activities

Hosts define capacity. Only that many guests can join.

4. HOST FLOW

4.1 Activity Creation

• Host can create an activity in under 1 minute.

• Chooses free or paid activity passes.

4.2 KYC + Bank Requirement
Triggered only when host selects paid passes:

1. KYC verification required.

2. Bank account addition required.

3. Host becomes a vendor/sub-merchant.

4. Only then can host collect payments.

4.3 Host Pass Configuration

• Host sets pass types.

• Sets pricing.

• Sets total capacity.

4.4 Payout Logic

• Payout released only after activity successfully completion.

• Paxmeet deducts commission.

• Remaining amount transferred to host.

5. GUEST FLOW

5.1 Activity Discovery
Guests browse:

• Activities Nearby

• Category filters

• Age-restricted activities (auto-filtered)

5.2 Joining Activities

• Free activities → direct join

• Paid activities → checkout + payment

5.3 Refund Policy
Refund only if:

• Host cancels activity

• Paxmeet cancels activity

6. PAYMENT COLLECTION CHANNELS

• iOS App

• Android App

• (Website in future)

All payments processed digitally.
No offline/cash transactions.

7. REQUIRED PAYMENT GATEWAY CAPABILITIES

Subscriptions

• AutoPay mandate

• Recurring billing engine

• Webhook events

• Failure handling

Vendor Payouts

• Sub-merchant onboarding

• KYC + bank verification

• Commission splitting

• Scheduled payouts

• Refund support

One-Time Purchases

• Standard checkout

• In-app payment API

Ad Credit Purchases

• One-time non-refundable digital service

SCENARIO: HOUSEPARTY ACTIVITY ON PAXMEET

1. CONTEXT OVERVIEW
   A host creates a Houseparty for 15 guests.
   Activity is paid. Host creates GOLD and SILVER passes.
   Guests discover → join → pay.
   Paxmeet manages payments → commission → payout.

Below is the end-to-end flow from Host, Guest, Paxmeet, and Payment Gateway perspectives.

2. ACTIVITY DETAILS (HOUSEPARTY)

Activity Name: Saturday Night Houseparty
Location: Bandra, Mumbai
Capacity: 15 guests
Pass Types:

• GOLD PASS – ₹999 (5 slots)

• SILVER PASS – ₹599 (10 slots)

Host Commission Rule:
Suppose Paxmeet takes 5% per pass from the total collected amount.

Refund Policy:

• Refund only if Host cancels or Paxmeet cancels.

• No guest-initiated refunds for this version.

3. HOST PERSPECTIVE (FULL PAYMENT FLOW)

Step 1: Host Creates Activity

• Host enters activity info, location, timing, capacity.

• Host selects Paid Passes → platform triggers KYC requirement.

Step 2: Host Completes KYC

• Host submits Aadhaar/PAN + selfie → verification processed.

• Adds bank details for payouts.

• Becomes verified vendor/sub-merchant.

Step 3: Host Configures Pass Types
Detailed:
GOLD: 999 × 5 = ₹4,995

SILVER: 599 × 10 = ₹5,990

TOTAL POTENTIAL REVENUE = ₹10,985

Step 4: Activity Goes Live
Guests can now see and purchase passes.

Step 5: Host Promotion (Optional)
Host chooses to Boost Activity:

• Features on home banner for 24 hours → pays fixed one-time fee via gateway.

Step 6: Host Receives Payout
After Activity:

• Paxmeet validates activity completion (host didn't cancel).

• Paxmeet deducts 5% commission:

5% of ₹10,985 = ₹549.25

Host Receives = ₹10,985 – ₹549.25 = ₹10,435.75

Step 7: Host Gets Bank Transfer
Gateway releases funds to host bank.

4. GUEST PERSPECTIVE (FULL PAYMENT FLOW)

Step 1: Guest Discovers Houseparty
Guests browsing:

• Activities Nearby

• Filters: Social, Party, 24+ age restriction
  Can see:

• Host profile + KYC badge

• Pass types, prices, remaining slots

Step 2: Guest Selects Pass
Example:

• Guest A buys GOLD pass

• Guest B buys SILVER pass

Step 3: Payment Flow

• In-app gateway checkout triggered.

• Amount debited instantly.

• Digital confirmation + receipt issued.

Step 4: Wallet/Pass Storage
Pass stored in:

• “My Activities”

• QR/Code for purchased pass verification

Step 5: Refund Conditions
Only if:

• Host cancels the houseparty

• Paxmeet cancels due to violations

Guest does not get refund for personal cancellation.

5. PAXMEET SYSTEM PERSPECTIVE (BACKEND + PAYMENT LOGIC)

Activity Listing

• Show activity based on geo-intent and filters.

• Show remaining pass count dynamically.

Entry Pass Payments
When payment is made:

Commission Engine
At completion:
Commission = 5% × total collected

Host Receives = Remaining Amount

Paxmeet Receives = Commission Cut

Compliance

• Store KYC data securely.

• Ensure host is KYC verified before receiving payouts.

• Maintain settlement ledger for each activity.

• Maintain webhook logs for payments/refunds.

6. PAYMENT GATEWAY PERSPECTIVE (REQUIRED OPERATIONS)

7. Sub-merchant (Host) Onboarding

• KYC verification

• Bank account validation

• Vendor account generation

2. Payment Capture

• One-time payments for passes

• One-time payments for promotions

• Recurring payments for subscriptions (AutoPay)

3. Bank Payments Holding

• Funds kept in holding → not auto-settled

• Activity-based payout trigger

• We can schedule for auto payout by entering the activity completion date and time

4. Payout After Activity Completion
   Gateway must support:

• Scheduled payouts

• Commission deduction

• Host bank transfers

5. Refund Flow
   Triggered only in cancellation:

6. END-TO-END FLOW SUMMARY (HOUSEPARTY)

Host creates Houseparty → selects paid passes.

Paxmeet enforces KYC + adds bank → host becomes vendor.

Host configures GOLD/SILVER passes → activity goes live.

Guests buy passes → payment captured → funds held in bank.

Host optionally boosts activity → pays one-time promo fee.

Activity happens successfully.

Paxmeet triggers settlement:
deduct 5% → release remaining to host.

Refunds only if host/Paxmeet cancels.